Conditions of Use and Privacy Policy

The Website is owned by Informed Risk Consulting which has copyright in respect of all material contained on the Website. No content of the Website may be downloaded, altered, distributed, transferred, added to, or in any other way interfered with, except as otherwise expressly indicated or with the prior consent of Informed Risk Consulting.

Comments and suggestions about the Website are welcome. By making such suggestions or comments, you release intellectual property rights contained in them to Informed Risk Consulting at no charge.

Informed Risk Consulting reserves the right to change the content of the Website at any time in its sole discretion.

News articles or opinions published on the Website reflect the views of the author. Informed Risk Consulting does not necessarily associate itself with any of the views or opinions expressed by authors of any news articles or opinions published on the Website.

You may not use the Website to send or post on message boards, or place on the Website, any message or material that is obscene, vulgar, harassing, illegal or otherwise objectionable.

The Website may provide links to various other internet sites. Informed Risk Consulting has no control over the content of these websites, nor does it review that content. Informed Risk Consulting will therefore not be held responsible for the content or accuracy of this Website. Your access to other websites is at your own risk. Other websites may contain material which may be offensive to you. Please therefore access other websites at your own discretion.

The purpose of the Website is to provide general information about Informed Risk Consulting and its people and services. Whilst every care is taken to ensure that information provided on the Website is accurate, Informed Risk Consulting does not guarantee its accuracy and accordingly does not accept any liability for any loss or damage, howsoever caused, that may arise from your use of the Website or reliance upon, for information contained in them. None of the information contained on the Website constitutes advice in relation to any specific matter.

Informed Risk Consulting obtains all software and files which are capable of being downloaded from sources which it believes to be accurate and reliable. Not with standing this, Informed Risk Consulting shall not be responsible for any errors or omissions in respect of any downloadable files or software available on the Website. Informed Risk Consulting makes no representations concerning the functionality or liability for any losses, damage, claims or costs suffered by you as a result of your downloading, use of, or reliance upon such files and software.

Informed Risk Consulting does not and cannot guarantee that software or files available for download from the Website or that the Website as a whole, is free of viruses, worms, Trojan horses or other code that has contaminating or destructive properties. Accordingly, your use of this Website is at own risk.

Any dispute arising between Informed Risk Consulting and a third party concerning the use of, or reliance upon the Website will be subject to the jurisdiction of the law of, and courts of, the Republic of South Africa.

Privacy policy

Informed Risk Consulting recognises and respects your right to privacy. Accordingly we are committed to the protection of information belonging to you which identifies you to third parties (“Personal Information”) and the appropriate use of personal information.

Certain personal information can be obtained automatically as you navigate through the Website. This includes, but is not necessarily limited to your internet protocol address, the software which you are using to browse the internet and your domain. This assists Informed Risk Consulting to manage the site and provide functionality to you. We may use this information for our own marketing purpose but will not provide it to any third parties.

“Cookies” accessed or stored by the Website may retain Personal Information including your name, e-mail address, postal address and telephone number, but you have the choice to switch off “cookies” on your computer. Any “cookie” used by the Website is not accessible to other internet websites.

Informed Risk Consulting recognises and respects your right to privacy. Accordingly we are committed to the protection of information belonging to you which identifies you to third parties (“Personal Information”) and the appropriate use of personal information.